The recent report from a charity in Surrey reveals a promising initiative that has seen nearly £1 million of personal debt cleared over a decade. Christians Against Poverty (CAP), operating in Epsom and Ewell, has been instrumental in this effort since the establishment of their debt center at St Barnabas Church in July 2015. Debt center manager Lucy Bahiti highlighted that the charity continues to face significant demand for its services, as its appointment slots remain fully booked well into summer, emphasizing the ongoing financial hardship undulating through many households in the area.
Since its inception, CAP has provided a vital lifeline for individuals grappling with debt, offering support through appointments, and even visiting clients in their homes. They maintain an outreach and connection with the community that allows them to respond effectively to the evolving needs of those financially affected. For instance, one client shared his experience of financial distress, noting that his money spiraled out of control, resulting in a cycle of panic as he constantly addressed debts. His story is far from isolated, as many have turned to CAP for help in overcoming their financial struggles.
According to Lucy Bahiti, the charity estimated that it supported individuals in clearing a cumulative total of £972,413 in debt over the last ten years. This statistic underscores the profound impact the charity has made in the local community, where a significant number of residents are “really struggling.” The increased booking of appointments hints at a worrying trend, suggesting that financial difficulties have escalated—something that has been notably different this year, breaking the typical downturn in demand seen during summer months when families are usually focused on holidays and children.
The story of Alan, a local resident who got involved with CAP, showcases the transformative potential of such support. He described how he became inundated by financial obligations, rendering him with zero disposable income. Alan articulated his journey of persistent financial chaos, detailing interactions with creditors and the distressing letters from loan companies, banks, and bailiffs. His revelation that life had turned “quite toxic” due to overwhelming debt reflects the emotional toll that such financial struggles can exert on individuals.
Bahiti reiterated that CAP collaborates with other organizations such as Citizens Advice and StepChange to provide comprehensive assistance to those in need. These partnerships aim to ensure that clients receive holistic support, facilitating their journey to financial recovery without leaving any stone unturned.
The charitable endeavor speaks volumes about the resilience of community spirit and the vital role that organizations like CAP play in navigating the challenge of personal debt. It offers a glimmer of hope to those trapped in the cycle of financial anxiety and highlights a crucial need for greater awareness and support systems in place within the community.
As the charity marks ten years of operation, it remains committed to aiding those in distress and clearing a path for brighter financial futures for many individuals in Epsom and Ewell. Their ongoing work and community engagement emphasize a call to action for more people to acknowledge and address their financial hardships proactively, ensuring that no one has to battle these issues alone.
In summary, Christians Against Poverty’s decade of service not only illustrates their significant contributions towards alleviating personal debt but also serves as a reminder of the essential support networks available to those grappling with similar issues. It is a testament to collective efforts in fostering well-being and resilience within Surrey.
